QuickBooks Learn & Support Home Page

BANKCARD/MTOT DISC on Bank Statement????

What is this charge on my bank statement? BANKCARD/MTOT DISC

  • Please explain why I have this charge and if not legitimate, how can I get the $ refunded

Hi LKra,

The fee you are describing Bankcard/MTOT DISC, is your Mid and Non-Qualified transactions. These transactions include any card that was not swiped, as well as business, corporate, government and rewards card.

The difference between your Qualified and your Mid/Non-Qualified card rates will be charged at the beginning of each month.

Hope this helps.

  • I don't understand. The last credit card I processed was in Mar for $50.00. And now I'm am hit with a $74.95 fee. What gives.
  • Hi VPSteve993, Do you only use GoPayment? Or, do you use additonal services. If you do use additional services, you may have been subject to the PCI compliance fee. To resolve this issue, please call us at 800-558-9558.
  • OK, so If use paypal, on ebay or book a flight,hotel or car on line, thats what fee is for - gotcha thanks.
  • And for those of us that have the Pay as you go service and are finding these unexpected charges?
  • My boss is getting charged at the beginning of the month for $12.95 and his statement reads BankCard MTOT Disc, is that the same charge as the others?
  • Who do I talk to to STOP this payment?????  Anyone have contact info?  PLEASE SHARE!
  • I switched the bank accounts I use for credit card processing a while ago, but this charge keeps appearing on the old account. I cannot find a way to change it. This fee is $19.95 each month, and I get one for $9.95, too. I am thinking one is GoPayment and the other is IPN - but NEITHER of those accounts have any way to find out how to change which account.
Contribute an answer

People come to QuickBooks Learn & Support for help and answers—we want to let them know that we're here to listen and share our knowledge. We do that with the style and format of our responses. Here are five guidelines:

  1. Keep it conversational. When answering questions, write like you speak. Imagine you're explaining something to a trusted friend, using simple, everyday language. Avoid jargon and technical terms when possible. When no other word will do, explain technical terms in plain English.
  2. Be clear and state the answer right up front. Ask yourself what specific information the person really needs and then provide it. Stick to the topic and avoid unnecessary details. Break information down into a numbered or bulleted list and highlight the most important details in bold.
  3. Be concise. Aim for no more than two short sentences in a paragraph, and try to keep paragraphs to two lines. A wall of text can look intimidating and many won't read it, so break it up. It's okay to link to other resources for more details, but avoid giving answers that contain little more than a link.
  4. Be a good listener. When people post very general questions, take a second to try to understand what they're really looking for. Then, provide a response that guides them to the best possible outcome.
  5. Be encouraging and positive. Look for ways to eliminate uncertainty by anticipating people's concerns. Make it apparent that we really like helping them achieve positive outcomes.

Similar questions other people found helpful: