Payday on a federal banking holiday

  • If no changes are made to your payroll, direct deposit paychecks will be posted on the first business day after a federal holiday.
  • If you want to pay employees before the holiday, adjust the paycheck date. You also need to adjust your submission date to allow for the two business days needed to process payroll and direct deposits (Holidays are not considered business days). If your date change includes the leap year day, February 29, verify if your computer/operating/calendar system recognizes the date.
  • If a payday falls within two banking days of a holiday, payroll must be submitted one day earlier than usual. For example, Labor Day holiday falls on a Monday. You must submit payroll on Wednesday, August 28th for a payday of Friday, August 30th.

Payroll Transmissions due dates

  • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted: Before 5:00 pm Pacific Time 2 days prior to check date. Federal banking holidays are not considered business days.
  • Intuit Online Payroll and QuickBooks Online Payroll Enhanced: Before 5:00 pm Pacific Time 2 days prior to check date. Federal banking holidays are not considered business days.
  • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service: Before 5:00 pm Pacific Time 2 days prior to check date. Federal banking holidays are not considered business days.

Federal Holidays

Select the Federal Reserve Holiday listed below to see how the holiday affects your payroll processing schedule, payroll tax payments, and direct deposit. Also included are tips on how you can stay compliant with the Fair Labor Standards Act.

Christmas Day (Tuesday, December 25, 2018)

To allow for the Christmas holiday, you might need to send payroll a day earlier than usual. Doing so will help you to comply with the Fair Labor Standards Act and ensure timely payroll tax payments.

If your normal paycheck date is on 12/25/2018, you should:

  1. Change your paycheck date for your direct deposit employees to Friday, 12/24/18
  2. Send your payroll:
    • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - before 5 p.m. Pacific Time on Thursday, 12/20/18.
    • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - before 5 p.m. Pacific Time on Thursday, 12/20/18.
    • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - before 3 p.m. Pacific Time on Thursday, 12/20/18.

If your paycheck date is before or after Christmas Day, consult the table that follows to find out when to send your payroll and when your account will be debited.

If you date your paychecks for... Send payroll by... Your account will be debited on*... Employees get paid on (Direct Deposit only)...
Friday, 12/21 Wednesday, 12/19 Thursday, 12/20 Friday, 12/21
Monday, 12/24 Thursday, 12/20 Friday, 12/21 Monday, 12/24
Tuesday, 12/25 See message above
Wednesday, 12/26 Friday, 12/21 Monday, 12/24 Wednesday, 12/26
Thursday, 12/27 Monday, 12/24 Wednesday, 12/26 Thursday, 12/27

* Accounts are debited before regular banking hours, so make sure you have funds in your account to cover the payroll on the day before the actual debit occurs.

New Year's Day (Tuesday, January 1, 2019)

You need to send payroll a day earlier than usual to comply with the Fair Labor Standards Act and ensure timely payroll tax payments.

If your normal paycheck date is on 1/1/2019, you should:

  1. Change your paycheck date for your direct deposit employees to Monday, 12/31/18.
  2. Send your payroll:
    • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - before 5 p.m. Pacific Time on Thursday, 12/27/18.
    • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - before 5 p.m. Pacific Time on Thursday, 12/27/18.
    • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - before 3 p.m. Pacific Time on Thursday, 12/27/18.

If your paycheck date is before or after New Year's Day, consult the table that follows to find out when to send your payroll and when your account will be debited.

If you date your paychecks for... Send payroll by... Your account will be debited on*... Employees get paid on (Direct Deposit only)...
Thursday, 12/27 Monday, 12/24 Thursday, 11/8 Friday, 11/9
Friday, 12/28 Wednesday, 12/26 Thursday, 12/27 Friday, 12/28
Monday, 12/31 Thursday, 12/27 Friday, 12/28 Monday, 12/31
Tuesday, 1/1 See message above
Wednesday, 1/2 Friday 12/28 Monday, 12/31 Wednesday, 1/2
Thursday, 1/3 Monday, 12/31 Wednesday, 1/2 Thursday 1/3
Friday, 1/4 Wednesday, 1/2 Thursday, 1/3 Friday 1/4

* Accounts are debited before regular banking hours, so make sure you have funds in your account to cover the payroll on the day before the actual debit occurs.

Martin Luther King, Jr. Day (Monday, January 21, 2019)

You need to send payroll a day earlier than usual to comply with the Fair Labor Standards Act and ensure timely payroll tax payments.

If your normal paycheck date is on 1/21/19, you should:

  1. Change your paycheck date for your direct deposit employees to Friday, 1/18/19.
  2. Send your payroll:
    • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - before 5 p.m. Pacific Time on Wednesday, 1/16/19.
    • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - before 5 p.m. Pacific Time on Wednesday, 1/16/19.
    • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - before 3 p.m. Pacific Time on Wednesday, 1/16/19.

If your paycheck date is immediately before or after Martin Luther King, Jr. Day, consult the table that follows to find out when to send your payroll and when your account will be debited.

If you date your paychecks for... Send payroll by... Your account will be debited on*... Employees get paid on (Direct Deposit only)...
Friday, 1/18 Wednesday, 1/16 Thursday, 1/17 Friday, 1/18
Monday, 1/21 See message above
Tuesday, 1/22 Thursday, 1/17 Friday,
1/18
Tuesday, 1/22
Wednesday, 1/23 Friday,
1/18
Tuesday, 1/22 Wednesday, 1/23
Thursday, 1/24 Tuesday, 1/22 Wednesday, 1/23 Thursday, 1/24

*Accounts are debited before regular banking hours, so make sure you have funds in your account to cover the payroll on the day before the actual debit occurs.

Presidents' Day (Monday, February 18, 2019)

You need to send payroll a day earlier than usual to comply with the Fair Labor Standards Act and ensure timely payroll tax payments.

If your normal paycheck date is on 2/18/19, you should:

  1. Change your paycheck date for your direct deposit employees to Friday, 2/15/19.
  2. Send your payroll:
    • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - before 5 p.m. Pacific Time on Wednesday, 2/13/19.
    • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - before 5 p.m. Pacific Time on Wednesday, 2/13/19.
    • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - before 3 p.m. Pacific Time on Wednesday, 2/13/19.

If your paycheck date is before or after Presidents' Day, consult the table that follows to find out when to send your payroll and when your account will be debited.

If you date your paychecks for... Send payroll by... Your account will be debited on*... Employees get paid on (Direct Deposit only)...
Friday,
2/15
Wednesday, 2/13 Thursday, 2/14 Friday,
2/15
Monday, 2/18 See message above
Tuesday, 2/19 Thursday, 2/14 Friday,
2/15
Tuesday, 2/19
Wednesday, 2/20 Friday,
2/15
Tuesday, 2/19 Wednesday, 2/20
Thursday, 2/21 Tuesday, 2/19 Wednesday, 2/20 Thursday, 2/21

*Accounts are debited before regular banking hours, so make sure you have funds in your account to cover the payroll on the day before the actual debit occurs.

Memorial Day (Monday, May 27, 2019):

You need to send payroll a day earlier than usual to comply with the Fair Labor Standards Act and ensure timely payroll tax payments.

If your normal paycheck date is on 5/27/19, you should:

  1. Change your paycheck date for your direct deposit employees to Friday, 5/23/19.
  2. Send your payroll:
    • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - before 5 p.m. Pacific Time on Wednesday, 5/21/19.
    • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - before 5 p.m. Pacific Time on Wednesday, 5/21/19.
    • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - before 3 p.m. Pacific Time on Wednesday, 5/21/19.

If your paycheck date is before or after Memorial Day, consult the table that follows to find out when to send your payroll and when your account will be debited.

If you date your paychecks for... Send payroll by... Your account will be debited on*... Employees get paid on (Direct Deposit only)...
Friday, 5/23 Wednesday, 5/21 Thursday, 5/22 Friday, 5/23
Monday, 5/27 See message above
Tuesday, 5/28 Thursday, 5/23 Friday,
5/24
Tuesday, 5/28
Wednesday, 5/29 Friday,
5/24
Tuesday, 5/28 Wednesday, 5/29
Thursday, 5/30 Tuesday, 5/28 Wednesday, 5/29 Thursday, 5/30

* Accounts are debited before regular banking hours, so make sure you have funds in your account to cover the payroll on the day before the actual debit occurs.

Independence Day (Thursday, July 4, 2019)

You need to send payroll a day earlier than usual to comply with the Fair Labor Standards Act and ensure timely payroll tax payments.

If your normal paycheck date is on 7/4/19, you should:

  1. Change your paycheck date for your direct deposit employees to Wednesday, 7/3/19.
  2. Send your payroll:
    • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - before 5 p.m. Pacific Time on Monday, 7/1/19.
    • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - before 5 p.m. Pacific Time on Monday, 7/1/2019.
    • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - before 3 p.m. Pacific Time on Monday, 7/1/2019.

If your paycheck date is before or after Independence Day, consult the table that follows to find out when to send your payroll and when your account will be debited.

If you date your paychecks for... Send payroll by... Your account will be debited on*... Employees get paid on (Direct Deposit only)...
Monday,
7/1
Thursday, 6/27 Friday,
6/28
Monday,
7/1
Tuesday,
7/2
Friday, 6/28 Monday,
7/1
Tuesday, 7/2
Wednesday, 7/3 Monday, 7/1 Tuesday, 7/2 Wednesday, 7/3
Thursday, 7/4 See message above
Friday,
7/5
Tuesday, 7/2 Wednesday, 7/3 Friday,
7/5

*Accounts are debited before regular banking hours, so make sure you have funds in your account to cover the payroll on the day before the actual debit occurs.

Labor Day (Monday, September 2, 2019)

You need to send payroll a day earlier than usual to comply with the Fair Labor Standards Act and ensure timely payroll tax payments.

If your normal paycheck date is on 9/2/19, you should:

  1. Change your paycheck date for your direct deposit employees to Friday, 8/30/19.
  2. Send your payroll:
    • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - before 5 p.m. Pacific Time on Wednesday, 8/28/19.
    • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - before 5 p.m. Pacific Time on Wednesday, 8/28/19.
    • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - before 3 p.m. Pacific Time on Wednesday, 8/28/19.

If your paycheck date is immediately before or after Labor Day, consult the table that follows to find out when to send your payroll and when your account will be debited.

If you date your paychecks for... Send payroll by... Your account will be debited on*... Employees get paid on (Direct Deposit only)...
Friday,
8/30
Wednesday, 8/28 Thursday, 8/29 Friday,
8/30
Monday,
9/2
See message above
Tuesday, 9/3 Thursday, 8/29 Friday, 8/30 Tuesday, 9/3
Wednesday, 9/5 Friday,
8/30
Tuesday, 9/3 Wednesday, 9/5

*Accounts are debited before regular banking hours, so make sure you have funds in your account to cover the payroll on the day before the actual debit occurs.

Columbus Day (Monday, October 14, 2019)

You need to send payroll a day earlier than usual to comply with the Fair Labor Standards Act and ensure timely payroll tax payments.

If your normal paycheck date is on 10/14/19, you should:

  1. Change your paycheck date for your direct deposit employees to Friday, 10/11/19.
  2. Send your payroll:
    • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - before 5 p.m. Pacific Time on Wednesday, 10/9/19.
    • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - before 5 p.m. Pacific Time on Wednesday, 10/9/19.
    • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - before 3 p.m. Pacific Time on Wednesday, 10/9/19.

If your paycheck date is immediately before or after Columbus Day, consult the table that follows to find out when to send your payroll and when your account will be debited.

If you date your paychecks for... Send payroll by... Your account will be debited on*... Employees get paid on (Direct Deposit only)...
Friday, 10/11 Wednesday, 10/9 Thursday, 10/10 Friday, 10/11
Monday, 10/14 See message above
Tuesday, 10/15 Thursday, 10/10 Friday, 10/11 Tuesday, 10/15
Wednesday, 10/16 Friday, 10/11 Tuesday, 10/15 Wednesday, 10/16
Thursday, 10/17 Tuesday, 10/15 Wednesday, 10/16 Thursday, 10/17

*Accounts are typically debited before regular banking hours, so you should make sure you have funds in your account to cover the payroll on the day before the actual debit occurs.

Veterans Day observed (Monday, November 11, 2019):

To allow for the Veterans Day holiday, you might need to send payroll a day earlier than usual. Doing so will help you to comply with the Fair Labor Standards Act and ensure timely payroll tax payments.

If your normal paycheck date is on 11/11/19, you should:

  1. Change your paycheck date for your direct deposit employees to Friday, 11/8/19.
  2. Send your payroll:
    • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - before 5 p.m. Pacific Time on Wednesday, 11/6/19.
    • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - before 5 p.m. Pacific Time on Wednesday, 11/6/19.
    • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - before 3 p.m. Pacific Time on Wednesday, 11/6/19.

If your paycheck date is immediately before or after Veterans Day, consult the table that follows to find out when to send your payroll and when your account will be debited.

If you date your paychecks for... Send payroll by... Your account will be debited on*... Employees get paid on (Direct Deposit only)...
Friday, 11/8 Wednesday, 11/6 Thursday, 11/7 Friday,
11/8
Monday, 11/11 See message above
Tuesday, 11/12 Thursday, 11/7 Friday, 11/8 Tuesday, 11/12
Wednesday, 11/13 Friday,
11/8
Tuesday, 11/12 Wednesday, 11/13

* Accounts are debited before regular banking hours, so make sure you have funds in your account to cover the payroll on the day before the actual debit occurs.

Thanksgiving Day (Friday, November 22, 2019)

You need to send payroll a day earlier than usual to comply with the Fair Labor Standards Act and ensure timely payroll tax payments.

If your normal paycheck date is on 11/22/19, you should:

  1. Change your paycheck date for your direct deposit employees to Wednesday, 11/21/19.
  2. Send your payroll:
    • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - before 5 p.m. Pacific Time on Monday, 11/19/19.
    • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - before 5 p.m. Pacific Time on Monday, 11/19/19.
    • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - before 3 p.m. Pacific Time on Monday, 11/19/19.

If your paycheck date is immediately before or after Thanksgiving Day, consult the table that follows to find out when to send your payroll and when your account will be debited.

If you date your paychecks for... Send payroll by... Your account will be debited on*... Employees get paid on (Direct Deposit only)...
Thursday, 11/21 Tuesday, 11/19 Wednesday, 11/20 Thursday, 11/21
Friday,
11/22
See message above
Monday, 11/25 Wednesday, 11/20 Friday, 11/22 Monday, 11/25
Tuesday, 11/26 Friday, 11/22 Monday, 11/25 Tuesday, 11/26

*Accounts are debited before regular banking hours, so make sure you have funds in your account to cover the payroll on the day before the actual debit occurs.

Direct Deposit schedule calculator, for reference

If a Federal Reserve federal holiday falls on a scheduled payday or one or two days prior, you may need to adjust your paycheck date or send in your payroll earlier than you usual.

For example, if the check date is Tuesday and Monday is a holiday, send your paychecks by:

  • QuickBooks Desktop Payroll Basic / Enhanced and QuickBooks Desktop Payroll Assisted - the preceding Thursday before 5:00 p.m. Pacific Time. (The time stamp can't be later than 4:59 p.m.) The debit then occurs on Friday.
  • Intuit Online Payroll and QuickBooks Online Payroll Enhanced - the preceding Thursday before 5:00 p.m. Pacific Time. (The time stamp can't be later than 4:59 p.m.) The debit then occurs on Friday.
  • Intuit Full Service Payroll (IFSP) and QuickBooks Online Payroll Full Service - the preceding Thursday before 3:00 p.m. Pacific Time. (The time stamp can't be later than 2:59 p.m.) The debit then occurs on Friday. The table below shows when to send payroll for federal holidays, based on when your payday and the federal holiday occur.
If payday is on a And a federal holiday falls on the Send payroll on or before the preceding
Monday Thursday or Friday before payday Wednesday
Tuesday Friday or Monday before payday Thursday
Wednesday Monday or Tuesday before payday Friday
Thursday Tuesday or Wednesday before payday Monday
Friday Wednesday or Thursday before payday Tuesday

NOTE: Direct Deposits are also affected by Federal Holidays. These dates are included in the last columns of each table above.

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