Payroll - ACH File

Currently, you can only use QB for Direct Deposit automatically. You can not generate an ACH file for processing by other providers.

Check what your bank's requirement is for sending files for Direct Deposit. They may have a package that you can set up on your PC, then create the payroll in QB, and transmit the "Net pay" information to your bank for direct deposit. Our bank did this at no charge, but it required a setup on the Banks system, then creating a csv file in Excel from QB to send to them.

I hope this helps. Let us know by marking this post as “Solved” or “Helpful”,

Or post back with more information.

Thanks!

Unfortunately, the 3 banks I am speaking with (mine and 2 others) do not offer additional software as you have suggested. That said, there will be a great deal of manual intervention (keying in the information) if I do chose to send payroll through a bank.

So my additional question is how will QB recognize these payments as completed/posted if I do not complete (i.e. send) the payroll through QB? I just want to be sure if I use QB to prepare the payroll (just not send it through QB) that the payroll information will be recorded correctly (for taxes, W-2s, etc.). Thank you for your help!