No retained earnings account

Open the chart of accounts. Double-click each equity account. The one that opens as a Report and not a Register is RE, no matter what it is called. It likely is named Owner.

It looks to me as though the type of organization I selected in the setup process may be limiting types of equity accounts that Quickbooks created.  

there are only 4 equity accounts listed 1.  Opening Balance Equity.  2. Permanently Restricted Net Assets, 3. Temporarily Restricted Net Assets and 4. Unrestricted Net Assets.

None of them opens to a report. 

All files have OBE. The others are renamed for Not For Profit organizational use.

Unrestricted Net Assets, when you double-click it, should NOT open as a register but as a report. This is Retained Earnings, renamed for NFP use. Double-click it.

Or, look at the bottom of the chart of accounts. If the "include inactive" is active, checkmark it. Perhaps RE is hidden.