How does AFLAC effect payroll and company?

First, you need to add each of the 3 insurances as a new benefit by choosing on the menu Employees/Manage Payroll Items/New Payroll Item.  Use the EZ setup and choose Insurance Benefits.  Add as Other Insurance, answer the question that both employee and company contribute to cost, and whether it is pretax depends on how the program is setup.  Then, setup the 50%employee/50% employer.  Both payroll deductions should post to a liability account, and the employer contribution will post to an expense account under Payroll Expenses as a sub-account.  This then will become an expense on the P&L and reduce the net income for the company which flows to the owner at year end.