Business Insurance
I am an event planner and my husband is DJ, Do we need business insurance?
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asbQb4ZMyr3QjyacfA8pyY
3 Replies
11/13/09 8:14pm PST
Well, it depends...what kind of business insurance are you talking about? There is property insurance, workman's comp insurance...If you are running your business from your home, no...If your clients ask for insurance such as bonding or workman's comp (in case one of your employees are hurt on the job then, maybe...
Just contact me and maybe I can assist you. I am not an insurance salesman, only an accountant who has taught Quickbooks for over 13 years, but I have been in business for over 25 years and may be able to help.
Darla Krieger
11/20/09 3:37pm PST
Darla Krieger,
I am starting a bookkeeping business for small non-profit organizations and also QB training. What insurance do I need?
Thank You
Nancy
Michelle Long CPA
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12/01/09 5:59am PST
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You both probably need E&O (Errors & Ommissions) insurance as well as other insurance (home office, car used for business, etc.). Contact your insurance agent to discuss it with them. There's also a cool tool to help you identify insurance you might need at www.thehartford.com under the small business section to analyze the protection you need. Try this direct link to it: http://www.thehartford.com/servlet/Satellite?c=Page&cid=1150850367532&pagename=HIG%2FPage%2FGeneralPage
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'How to Start a Home-Based Bookkeeping Business' http://amzn.to/jNk9Bg
www.LongforSuccess.com - my blog, resources, webinars & more
