how do I enter refunds to my credit card where there is no "from" account

how do I enter refunds to my credit card when the account the account is requesting a "from" account and there is not one? I have done a QBO electronic entry and this is causing some consternation.

I bought an item then returned it but I must show the return in order to reconcile the account. QB wants to have a "from" account that the money comes from but the money comes from the credit card that the refund is going to. This sounds very much like circle logic but QB seems to have left out this possibility as a simple process. Suggestions welcome.